FWBM: Türkiye’s Weekly Financial Well-Being Monitor.
High-frequency household intelligence born in Türkiye, enabling faster, data-driven decisions across finance, retail, FMCG, and beyond.
DESIGNED AND OPERATED BY OWL INTELLIGENCE LTD.
EST. 2025 · BASED IN LONDON
WWW.OWLINTELLIGENCE.CO.UK
What we deliver is continuous, real-time intelligence on how people experience the economy.
Every household pulse, sentiment swing, and resilience signal is captured as it happens—so decisions stay hours ahead, not weeks behind.
Households experience the economy in highly diverse, fast-changing ways; macro data misses both the nuance and the speed.
“FWBM is the weekly early-warning layer that protects margin and unlocks growth—forecasting demand shifts, calibrating price sensitivity, and flagging rising household risk in time to act.”
The FWBM Framework:
Income–Expenditure Balance · Economic Expectations
Essential / Non-essential Spending · Housing Cost & Pressure
Borrowing & Repayment Behavior · Debt Management Capacity
Financial Resilience · Financial Stress & Support Networks
Weekly 100% authenticated field data.
The most accurate household feed in the sector safeguarded by Auditor AI.
With Auditor AI
Nationwide CATI interviews with demographic control.
Every call transcribed + sentiment tagged.
Voice vs. data-entry validation before release.
Live status of field validity, escalation alerts, and duration tracking for every survey section.
Segment-based dashboard for demand, resilience, and risk.
MONET · The AI Analysis Assistant.
The Master sought the truth of light in a single fleeting moment. I seek the truth of the market in a single verified data point.
My algorithm is the brush, and precision is my Impressionism.
Monet · AI Analyst Assistant
AI and Tech: From Data to Delivery, End-to-End.
Beyond Theory:
Every dimension academically proven
Every proof weekly reported.
The aim: Delivering the trusted, validated micro-metrics for international adoption.
Operators who blend data science, field intelligence, and capital markets rigor.
Partner · Economics & Insight (Owl Intelligence)
Applied economist (Bilkent · LSE) with 10+ years advising governments, the private sector, UN agencies, and the World Bank on data-driven decision making. Leads Owl Intelligence’s economic insight and modelling perspective, and co-developed the multidisciplinary framework that underpins FWBM’s interpretation of household behaviour and financial stress.
Partner · Field Intelligence & Segmentation (Owl Intelligence)
Sociologist (ODTÜ) with 15+ years of field and research experience across UN programs, private-sector insight generation, and academia. Leads Owl Intelligence’s field architecture and behavioural segmentation design, and co-developed the multidisciplinary framework that shapes FWBM’s approach to household experience and field-level dynamics.
Academic, legal, and market voices pressure-testing FWBM’s methodology and go-to-market.
Oxford University · Economics
Financial Health Network
İstanbul Bilgi University · Political Sciences
Managing Partner · Pekin & Pekin
Bilkent University · Communication
Co-founder · Corpera · CNBC-e
FWBM is a platform built to expand—across monitors, regions, and partners—without retooling.
FWBM’s monetization architecture scales across recurring, enterprise, modular, and custom streams.
Core dashboard access with weekly household signals and Monet support.
On-premise or private-cloud deployment for banks, telcos, and regulators needing full data-stack control.
AI anomaly packs, sector-specific dashboards, brand trackers, and Monet-driven advisory layers.
Rapid, custom analyses and reporting for partners needing deep dives beyond the core dashboard.
Execution is compounding—field, product, and Monet are already live.
The next winners won’t guess sentiment.
They’ll operationalize it.
FWBM makes sentiment measurable, actionable, and bankable—step into the new standard.
DESIGNED AND OPERATED BY OWL INTELLIGENCE LTD.
EST. 2025 · BASED IN LONDON
WWW.OWLINTELLIGENCE.CO.UK