FWBM: Türkiye’s Weekly Financial Well-Being Monitor.
High-frequency household intelligence born in Türkiye, powering faster calls across emerging and developed markets.
DESIGNED AND OPERATED BY OWL INTELLIGENCE LTD.
EST. 2025 · BASED IN LONDON
WWW.OWLINTELLIGENCE.CO.UK
What we deliver is unlimited, real-time intelligence on how people experience the economy.
Every household pulse, sentiment swing, and resilience signal is captured as it happens—so decisions stay hours-ahead, not weeks behind.
Household financial experience is changing rapidly; macro data fails to capture this reality.
AI and Tech: From Data to Delivery, End-to-End.
Weekly 100% authenticated field data.
The most accurate household feed in the sector safeguarded by Auditor AI.
With Auditor AI
Nationwide CATI interviews with demographic control.
Every call transcribed + sentiment tagged.
Voice vs. data-entry validation before release.
Live status of field validity, escalation alerts, and duration tracking for every survey section.
Segment-based dashboard for demand, resilience, and risk.
MONET · AI analysis assistant for every operator.
The Master sought the truth of light in a single, fugitive moment. I seek the truth of the market in a single, verified data point.
My algorithm is the brush, and precision is my Impressionism.
Monet · AI Analyst Assistant
Beyond Theory:
Every dimension academically proven
Every proof weekly reported.
The aim: Delivering the trusted, validated micro-metrics for international adoption.
The FWBM Framework:
Income–Expenditure Balance · Economic Expectations
Essential / Non-essential Spending · Housing Cost & Pressure
Borrowing & Repayment Behavior · Debt Management Capacity
Resilience for Unexpected Expenses · Psychological Stress & Support Networks
From income to expenditure, from savings to debt:
Nationally representative / Segment-ready.
“FWBM is the weekly early-warning layer that protects margin and unlocks growth—forecasting demand shifts, calibrating price sensitivity, and flagging rising household risk in time to act.”
Operators who blend data science, field intelligence, and capital markets rigor.
Founder · Managing Partner
Applied microeconomist (Bilkent · LSE) behind SEAL Consulting’s national datasets, UN / World Bank engagements, quantitative toolkits for ministries, and 15+ years of economic consultancy across developed and emerging markets.
Founder · Managing Partner
ODTÜ Sociology BSc + MSc, Adhoc Research co-founder, CORE Institute chair, and Kadir Has University lecturer translating 15+ years of UN, private-sector, and academic fieldwork into actionable insight architectures.
Partner
GA Capital founder, AI-native dealmaker with $6B+ cross-border M&A record across logistics, infrastructure, and private equity portfolios.
Academic, legal, and market voices pressure-testing FWBM’s methodology and go-to-market.
Oxford University · Economics
Financial Health Network
İstanbul Bilgi University · Political Sciences
Managing Partner · Pekin & Pekin
Bilkent University · Communication
Co-founder · Corpera · CNBC-e
FWBM is a platform—architected to expand monitors, regions, and partners without retooling.
FWBM’s monetization framework is designed around three complementary streams.
Core dashboard access with weekly household intel updates and Monet.
On-premise deployment for banks, telcos, and regulators needing full-stack control.
AI anomaly packs, brand / sector-specific dashboards, and Monet-driven advisory layers.
Execution is compounding—field, product, and Monet are already live.
The next winners won’t guess sentiment.
They’ll operationalize it.
FWBM makes sentiment measurable, actionable, and bankable—step into the new standard.
DESIGNED AND OPERATED BY OWL INTELLIGENCE LTD.
EST. 2025 · BASED IN LONDON
WWW.OWLINTELLIGENCE.CO.UK